Whop vs Patreon in 2026: which platform is better for creators and buyers?

Whop and Patreon both let creators monetize their content through memberships. But they’re built for different audiences, charge different fees, and offer very different experiences. Here’s an honest breakdown of how they compare.

Quick answer

Patreon is better for traditional content creators (artists, podcasters, writers) who want simple recurring support from fans. Whop is better for digital product sellers (courses, communities, trading groups, software tools) who want a full marketplace with built-in discovery. If you're a buyer looking for courses or communities, Whop has a much larger and more active selection.

The basics

Patreon launched in 2013 and pioneered the creator membership model. Fans pay monthly to access exclusive content from their favorite creators. Think artists sharing early work, podcasters releasing bonus episodes, writers posting chapters before publication.

Whop launched in 2021 and grew fast by targeting a different market: digital products, courses, communities, and software tools. Where Patreon is about supporting a creator you already follow, Whop is about discovering and buying digital products from creators you might not know yet.

Side-by-side comparison

FeatureWhopPatreon
Founded20212013
Best for creatorsCourse sellers, community builders, software toolsArtists, podcasters, writers, YouTubers
Best for buyersFinding courses and communitiesSupporting creators you already follow
Discovery/marketplaceYes, full marketplace with search and categoriesLimited, mostly external traffic
Platform fees3% transaction fee8% to 12% depending on plan
Payment processingIncluded (Stripe)Included (Stripe)
Free plan for creatorsYesYes (limited)
Content typesCourses, communities, chat, apps, files, softwarePosts, videos, audio, polls, community
Affiliate programYes (creators set commission %)No native affiliate system
Mobile appYesYes
Refund policySet by individual creatorsSet by individual creators

Fees: Whop wins

This is the biggest difference and it’s not close.

Patreon charges creators 8% on the Lite plan, 11% on the Standard plan, or 12% on the Premium plan. That’s on top of payment processing fees (around 2.9% + $0.30 per transaction). A creator on the Standard plan earning $1,000/month keeps roughly $860 after all fees.

Whop charges a flat 3% transaction fee with payment processing included. A creator earning $1,000/month keeps roughly $970. That’s over $100 more per month at the same revenue level.

For high-volume sellers making $10,000+ per month, the difference becomes significant. Whop saves creators thousands of dollars per year in platform fees compared to Patreon.

Discovery: Whop wins again

Patreon has a “Explore” page, but most creators drive their own traffic through YouTube, social media, or newsletters. If nobody knows you exist, Patreon won’t help people find you.

Whop has a full marketplace with categories, search, reviews, and trending products. New creators can get discovered by buyers browsing the marketplace. This is a fundamental difference: Whop brings buyers to you, while Patreon expects you to bring your own audience.

For buyers, this means Whop is a much better place to discover new courses and communities. You can browse categories like trading, ecommerce, fitness, and more. Patreon doesn’t have that kind of browsing experience.

Community tools: depends on what you need

Patreon’s community features are straightforward: posts, polls, direct messaging, and a basic community feed. It works well for creator-to-fan communication. You post content, fans react and comment. Simple.

Whop’s community features are more extensive: real-time chat (like Discord), course modules with structured content, file hosting, app integrations, and even the ability to sell software tools. If you’re running a community with live discussion, coaching calls, and structured courses, Whop gives you more to work with.

The trade-off is complexity. Patreon is simpler to set up and manage. Whop has a steeper learning curve but more capabilities.

Content types

Patreon is built for traditional content: blog posts, videos, audio files, images, and polls. It’s great for creators who produce regular content and want to gate it behind a membership.

Whop supports all of that plus courses (structured video modules), real-time community chat, software tools, digital downloads, and even custom apps. The course functionality is where Whop really shines. If you’re selling education, Whop’s course builder is far more capable than anything Patreon offers.

For buyers: which is better?

If you’re looking to support a specific creator you already follow, Patreon is fine. You know who you want to support, you subscribe, you get their exclusive content.

If you’re looking to find new courses, communities, or tools, Whop is the better choice. The marketplace lets you browse categories, read reviews, compare options, and discover products you wouldn’t find otherwise. Whop also has significantly more trading, ecommerce, and business education content than Patreon.

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For creators: which should you choose?

Choose Patreon if:

Choose Whop if:

Can you use both?

Yes. Some creators use Patreon for fan support and Whop for selling courses or community access. There’s no rule that says you have to pick one. If your audience is split between casual fans (Patreon) and students who want structured education (Whop), running both makes sense.

The bottom line

Patreon pioneered creator memberships and still does it well for traditional content creators. But for anyone selling courses, communities, or digital products, Whop offers lower fees, better discovery, and more powerful tools. The 3% vs 8-12% fee difference alone makes Whop the obvious choice for high-volume sellers.

For buyers, Whop’s marketplace makes it significantly easier to find and compare courses. If you’re looking for education or community access, start with Whop.

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Last updated: January 2026. Platform features and pricing may change. We research platforms using publicly available information and firsthand testing.